How Klarna Works

When you’ve earned that treat, Klarna is your good karma.


Pay 4 Interest-Free Installments

Split the cost of your fancy new stuff into 4 affordable installments, paid every 2 weeks. There’s no interest charged and no fees when you pay on time.


Or Try Before You Buy

Alternatively, pay 30 days after purchase, at no added cost. You can try your items on for size, easily initiate a return, and only pay for the items you keep.


Soft Credit Check Only

Klarna runs a soft credit check to confirm you pay your bills on time. This won’t affect your credit score. Decisions are instant and the one-time sign-up process is super-simple!


How to Use Klarna

  • Love to shop on your phone? Download the free Klarna app to get started!
  • Prefer to shop on your computer? Install the Klarna browser extension for Chrome!
  • Choose to pay with Klarna at checkout - and hello, happy bank balance.